Friday, October 2, 2009

How can U get discount on Insurance?


To get discount on insurance, first of all you should know about the insurance policies. If you know their policies, rules and regulation, obviously you will be successful to get discount. If you know the proper information, you get discounts facilities in the insurance, which helps you to get the insurance premium low. To be getting all the discounts which the insurance provides. You most know acquire the entire information about the insurance and you can get the insurance for low. The discount facilities may depend upon the place. So you first have to get information and take advantage of the discounts available. Your discount affects the overall insurance premium.

Here is some information which helps you to get discount;

Home & Auto insurance,
If you purchase an auto and a home insurance from same company at the same time, much insurance company provide you discount on insurance. It helps to low the cost of the both policies.
Defensive Driving,
You can able to get discount on most of the branches of the insurance policies like auto insurance policies, medical and coverage payments, Which will save your insurance premium up to 10%. You can take defensive driving course in 5 to 6 hours and the cost is not higher than $40. If you spent for defensive driving course, it won’t be helpful on the part of insurance; it is helpful in your life also. If you get discount it will last for 3 years. For example, if your insurance premium is $200/month, the premium will be only $2000 for 3years.
Long-Term Customers,
Most of insurance companies are offering discount, which are staying with them at least 5 years. They provide up to 10% discount for their long-term customers. It is called loyalty discount.
Club members,
Many insurance companies provide discounts for club member. If you are club member you can get discount up to 5%.
Multiple,
If you have multiple cars on your policies you may get 10 to 15 percent discount. Many companies provide good discounts for multiple insurance policies.
Discount Claims-Fees,
Still you haven’t experienced any losses; inquire about a claim-free customer discount. If you have insured with the same insurance company for at least 3 years, it obviously help you to get less insurance premium and you may get discount also.

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